You can also enjoy complimentary access to select railway lounges in India with your card. You can avail of this benefit once every quarter, subject to spending a minimum of Rs. 5,000 in the previous quarter.
ICICI Bank Coral Credit Card Charges
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | Rs. 500 + GST | |
| Annual Fee | Rs. 500 + GST | Waived off on spending over Rs. 1.5 lakh in the previous year |
| Supplementary Card Fee | Rs. 250 + GST | |
| Overdue Interest | 3.50% per month | (42% per annum) |
| Cash Advance Fee | 2.50% of amount | Minimum Rs. 300 |
| Late Payment Fee | Rs. 100 to Rs. 950 | Depending on total amount due |
| Over Limit Fee | 2.50% of over limit | Minimum Rs. 500 |
| Cheque Return Fee | Rs. 500 per cheque | |
| Foreign Currency Transaction Fee | 3.50% of transaction value | |
| GST | As applicable | On all fees and charges |
ICICI Bank Coral Credit Card Features
The card has the following features to offer:
Contactless Payment
The card comes with a contactless payment feature that allows you to make secure and convenient payments by tapping your card on the reader. You can use this feature for transactions up to Rs. 2,000 without entering your PIN.
Chip and PIN Security
The card has an embedded microchip and PIN (Personal Identification Number) that provide enhanced security and protection against fraud and misuse.
EMI Facility
You can convert your large purchases into easy monthly installments with the ICICI Bank Pay Later facility. You can choose from tenures ranging from 3 to 24 months and enjoy attractive interest rates and processing fees.
Balance Transfer
You can transfer the outstanding balance from other credit cards to your ICICI Bank Coral Credit Card and save on interest charges. You can also enjoy flexible repayment options and low processing fees.
Internet Banking and Mobile App
You can access and manage your credit card account online through the ICICI Bank Internet Banking portal or the iMobile app. You can check your balance, statement, transactions, reward points, and more. You can also pay your bills, request for services, and get instant alerts and notifications.
ICICI Bank Coral Credit Card limit
This is the maximum amount of credit that you can use on your card.
The credit limit is determined by the bank based on your income, credit score, and other factors. The credit limit can be increased or decreased by the bank at any time.
You can also request for a credit limit enhancement by contacting customer care or logging in to your Internet banking account.
The credit limit for the ICICI Bank Coral Credit Card against Fixed Deposit is 90% of the amount of the fixed deposit.
ICICI Bank Coral Credit Card against Fixed Deposit
This is a special type of credit card that you can get by opening a fixed deposit with ICICI Bank. You do not need to submit any income documents or have a credit history to get this card.
The card offers all the benefits of the ICICI Bank Coral Credit Card, such as reward points, entertainment benefits, lounge access, and more. The card also helps you build your credit score by making timely payments. The minimum amount of fixed deposit required to get this card is Rs. 20,000 and the minimum tenure is 180 days.
ICICI Bank Coral Credit Card fuel surcharge waiver
This is a benefit that allows you to save on the extra charge that is levied on fuel transactions at petrol pumps.
The fuel surcharge is usually 2.5% of the transaction amount.
With the ICICI Bank Coral Credit Card, you can get a fuel surcharge waiver of 2.5% on fuel transactions of maximum Rs. 4,000 per transaction at HPCL pumps, when swiped on ICICI Merchant Services swipe machines. The maximum waiver amount per month is Rs. 100.
ICICI Bank Coral Credit Card movie offers
This is a benefit that allows you to enjoy discounts on movie tickets booked online or offline.
With the ICICI Bank Coral Credit Card, you can avail of a discount of 25%, up to Rs. 100 on a minimum purchase of two movie tickets per transaction on www.bookmyshow.com and www.inoxmovies.com.
You can avail of this offer twice in a month. The offer is subject to daily ticket availability and successful booking is done on a first-come-first-serve basis.
ICICI Bank Coral Credit Card customer care number
The customer care number for ICICI Bank Coral Credit Card is 1800 1080 for domestic customers and +91-22-33667777 for domestic customers traveling overseas.
You can also write to the Nodal Officer at the address mentioned on the official website of ICICI Bank or visit the Help Desk at any branch.